Here we are at the top of the year! That means it’s time to recap my 2015! I set some very lofty goals, I met exactly HALF of my goals – so 5 of 10! Read on for the details!
- Add $500 to my ‘slush fund’ savings account. – This was definitely a no. I’m nowhere close. With car repairs and other random life expenses, I wasn’t able to make this one happen.
Pay off store credit card.— Success!- Pay off CC #1. — Unfortunately, a no. I didn’t add any more charges to the card though! That’s positive!
- Pay off CC #2. — See #3.
Pay for my spring weeklong vacation in cash (a.k.a. no credit cards allowed)— Major Success! I’m proud of this one!- Gain 10 new repeat customers in my direct sales gig. — I didn’t gain 10 new customers, but I was still receiving residuals, so not a total fail!
- Bring Student Loan #1’s principal balance to under $1000. — Definitely not.
Update my retirement contribution.— Success! Did this one in July with a slight increase!Pay for Christmas 2015 all in cash.— Success! I definitely accomplished this!Make FIVE monetary donations throughout the year.— Success! I did this in a few small ways that I’m excited to share. Even though the amounts were all small, they were for causes that mean something to me. I donated to the following:- Brackets for Good campaign
- GoFundMe account for a colleague moving cross country for graduate school
- GoFundMe account for a talented friend from college struggling with Lyme Disease
- The Pantene Great Lengths Beautiful Lengths campaign
- A museum fund for underserved kids
- …not to mention all of the donations of goods (toys, clothes, books, etc.) throughout the year!
So, financially speaking, I am not where I hoped I’d be. I’m not better, per se, but I’m really not worse. 2015 really just landed in an overall neutral spot – nothing of major importance in any aspect of my life really changed dramatically, so I think that’s reflected here as well. I know things can only go up from here!
Happy 2016! My updated 2016 goals will be live very soon! Stay tuned.
*Part of Financially Savvy Saturdays on brokeGIRLrich, Disease Called Debt and Dream Beyond Debt*
One more BROKE TWENTY-SOMETHING 
Some years do seem to wind up very neutral – but that’s definitely better than it being a negative year! Good luck with 2016’s goals!
That’s what I said! Neutral is so much better than negative! 🙂 Thanks and happy 2016!
Have you made progress on your debt? I understand wanting to pay it off, but progress is progress, and if the principal is lower, the interest will be lower next year, allowing more progress on the principal.
That’s so true! I definitely did see some progress this year, but just not as much as I would have liked! I’ll still take my 50% success rate! 😉
Happy New Year! 5/10 lofty goals accomplished is really good in my book and I can’t wait to read your 2016 goals.
In this case, I definitely say that some is better than none! I’ll take a 50% rate for the first year I’ve actually plotted out financial goals! Thanks for stopping by!