September AND October 2015 WRAP-UP! (WITH BUDGET PICTURES!)

Never a dull moment over here the land of the Broke Twenty-Something! I know you’ve been missing my budget wrap-ups (ha ha!), so this time…you get a double whammy of TWO WHOLE MONTHS WORTH! This PearBudget spreadsheet really makes it easy to see where I’m spending money. Also of note, some individual things like rent, insurance, etc. … More September AND October 2015 WRAP-UP! (WITH BUDGET PICTURES!)

I HATE to Automate!

…and now I’m aware that rhymes…hmph. I know I’m opening a huge can of worms with this one, but I’ll completely stand behind my theory. First, let me say that I agree with AUTOMATING YOUR SAVINGS. It’s something I make sure to do myself – retirement and emergency savings are automatically pulled out of my … More I HATE to Automate!

Setting up an Annual Personal Budget and How to keep to it

One of the problems with being in debt is that when you’re trying to live frugally you’re all the more tempted to make the silly purchases you don’t need. One of the best ways to avoid these frivolous purchases and make ends meet is by setting yourself an annual budget and making sure to stick … More Setting up an Annual Personal Budget and How to keep to it