A Budget Update!

Well, it’s been way overdue, but I’ve finally decided to redo my budget. The PearBudget spreadsheet that I have been using was no longer serving my budgeting needs. Since I quit my job a little ways back, it’s time to make a new one to reflect what I’m making now. There’s a million reasons to … More A Budget Update!

I HATE to Automate!

…and now I’m aware that rhymes…hmph. I know I’m opening a huge can of worms with this one, but I’ll completely stand behind my theory. First, let me say that I agree with AUTOMATING YOUR SAVINGS. It’s something I make sure to do myself – retirement and emergency savings are automatically pulled out of my … More I HATE to Automate!

Setting up an Annual Personal Budget and How to keep to it

One of the problems with being in debt is that when you’re trying to live frugally you’re all the more tempted to make the silly purchases you don’t need. One of the best ways to avoid these frivolous purchases and make ends meet is by setting yourself an annual budget and making sure to stick … More Setting up an Annual Personal Budget and How to keep to it